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	<title> &#187; Personal Finance</title>
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		<item>
		<title>9 Must Have iPad Apps for Managing Your Finances</title>
		<link>http://www.financechronicle.co.uk/9-must-have-ipad-apps-for-managing-your-finances/</link>
		<comments>http://www.financechronicle.co.uk/9-must-have-ipad-apps-for-managing-your-finances/#comments</comments>
		<pubDate>Wed, 21 Dec 2011 19:32:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

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		<description><![CDATA[<p><p><a href="http://www.financechronicle.co.uk/9-must-have-ipad-apps-for-managing-your-finances/">9 Must Have iPad Apps for Managing Your Finances</a> </p><p>With the implementation of new technology, the old ways of tracking and managing your finances are now obsolete. The pen and account ledger has been replaced by a home computer and accounting software. Now you can keep track of your groceries, gasoline, utilities, term life insurance and car insurance bills in one convenient place, without [...]</p></p><p><a href="http://www.financechronicle.co.uk"> - </a></p>]]></description>
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		<title>Pensions &#8216;bribes&#8217; crackdown in place by next summer</title>
		<link>http://www.financechronicle.co.uk/pensions-bribes-crackdown-in-place-by-next-summer/</link>
		<comments>http://www.financechronicle.co.uk/pensions-bribes-crackdown-in-place-by-next-summer/#comments</comments>
		<pubDate>Tue, 06 Dec 2011 07:35:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

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		<description><![CDATA[<p><p><a href="http://www.financechronicle.co.uk/pensions-bribes-crackdown-in-place-by-next-summer/">Pensions &#8216;bribes&#8217; crackdown in place by next summer</a> </p><p>Crack down on companies who "bribe" staff into taking cash payments in exchange for lower pension payouts. </p></p><p><a href="http://www.financechronicle.co.uk"> - </a></p>]]></description>
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		<title>45 and want a mortgage? Computer says no</title>
		<link>http://www.financechronicle.co.uk/45-and-want-a-mortgage-computer-says-no/</link>
		<comments>http://www.financechronicle.co.uk/45-and-want-a-mortgage-computer-says-no/#comments</comments>
		<pubDate>Mon, 31 Oct 2011 07:57:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

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		<description><![CDATA[<p><p><a href="http://www.financechronicle.co.uk/45-and-want-a-mortgage-computer-says-no/">45 and want a mortgage? Computer says no</a> </p><p>Finding a mortgage gets harder when you hit your forties. </p></p><p><a href="http://www.financechronicle.co.uk"> - </a></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The cost of car insurance soars by 30pc</title>
		<link>http://www.financechronicle.co.uk/the-cost-of-car-insurance-soars-by-30pc/</link>
		<comments>http://www.financechronicle.co.uk/the-cost-of-car-insurance-soars-by-30pc/#comments</comments>
		<pubDate>Thu, 13 Oct 2011 06:23:37 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://www.financechronicle.co.uk/the-cost-of-car-insurance-soars-by-30pc/</guid>
		<description><![CDATA[<p><p><a href="http://www.financechronicle.co.uk/the-cost-of-car-insurance-soars-by-30pc/">The cost of car insurance soars by 30pc</a> </p><p>The average cost of car insurance has soared to £843 year causing further financial stress on families struggling with rising living costs. </p></p><p><a href="http://www.financechronicle.co.uk"> - </a></p>]]></description>
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		<title>Switched on to the energy fee fiasco</title>
		<link>http://www.financechronicle.co.uk/switched-on-to-the-energy-fee-fiasco/</link>
		<comments>http://www.financechronicle.co.uk/switched-on-to-the-energy-fee-fiasco/#comments</comments>
		<pubDate>Fri, 07 Oct 2011 06:50:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

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		<description><![CDATA[<p><p><a href="http://www.financechronicle.co.uk/switched-on-to-the-energy-fee-fiasco/">Switched on to the energy fee fiasco</a> </p><p>Readers are reclaiming their money after Rosie Murray-West exposed suppliers' failings. </p></p><p><a href="http://www.financechronicle.co.uk"> - </a></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to cut your food bill</title>
		<link>http://www.financechronicle.co.uk/how-to-cut-your-food-bill/</link>
		<comments>http://www.financechronicle.co.uk/how-to-cut-your-food-bill/#comments</comments>
		<pubDate>Tue, 27 Sep 2011 09:55:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

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		<description><![CDATA[<p><p><a href="http://www.financechronicle.co.uk/how-to-cut-your-food-bill/">How to cut your food bill</a> </p><p>You only have to buy a fish and chip supper to know that life is getting more expensive. </p></p><p><a href="http://www.financechronicle.co.uk"> - </a></p>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Talk Talk tops complaint table</title>
		<link>http://www.financechronicle.co.uk/talk-talk-tops-complaint-table/</link>
		<comments>http://www.financechronicle.co.uk/talk-talk-tops-complaint-table/#comments</comments>
		<pubDate>Fri, 23 Sep 2011 10:17:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

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		<description><![CDATA[<p><p><a href="http://www.financechronicle.co.uk/talk-talk-tops-complaint-table/">Talk Talk tops complaint table</a> </p><p>TalkTalk has topped a table of customer complaints to the media regulator Ofcom for both landline telephones and fixed broadband services. </p></p><p><a href="http://www.financechronicle.co.uk"> - </a></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>5.63pc: the savings rate you need to beat inflation</title>
		<link>http://www.financechronicle.co.uk/5-63pc-the-savings-rate-you-need-to-beat-inflation/</link>
		<comments>http://www.financechronicle.co.uk/5-63pc-the-savings-rate-you-need-to-beat-inflation/#comments</comments>
		<pubDate>Tue, 13 Sep 2011 10:53:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://www.financechronicle.co.uk/5-63pc-the-savings-rate-you-need-to-beat-inflation/</guid>
		<description><![CDATA[<p><p><a href="http://www.financechronicle.co.uk/5-63pc-the-savings-rate-you-need-to-beat-inflation/">5.63pc: the savings rate you need to beat inflation</a> </p><p>Basic-rate taxpayers need to find a savings account paying 5.63pc to beat inflation following the rise in the consumer prices index in August from 4.4pc to 4.5pc. </p></p><p><a href="http://www.financechronicle.co.uk"> - </a></p>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Applying For A Mortgage Loan</title>
		<link>http://www.financechronicle.co.uk/applying-for-a-mortgage-loan/</link>
		<comments>http://www.financechronicle.co.uk/applying-for-a-mortgage-loan/#comments</comments>
		<pubDate>Sat, 16 Jul 2011 08:20:54 +0000</pubDate>
		<dc:creator>Adriana Noton</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Financial Services]]></category>

		<guid isPermaLink="false">http://www.financechronicle.co.uk/?p=14940</guid>
		<description><![CDATA[<p><p><a href="http://www.financechronicle.co.uk/applying-for-a-mortgage-loan/">Applying For A Mortgage Loan</a> </p><p>A mortgage bank loan is obtained whenever buyers don't have sufficient funds available to purchase a house. If the loan is approved, the financial institution will basically own the property up until the loan is paid. The interest rates on the loan depend on several factors, primarily based on the creditworthiness of the applicant.</p></p><p><a href="http://www.financechronicle.co.uk"> - </a></p>]]></description>
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		<item>
		<title>Obama Making Home Affordable: Myths About Home Loan Modification</title>
		<link>http://www.financechronicle.co.uk/obama-making-home-affordable-myths-about-home-loan-modification/</link>
		<comments>http://www.financechronicle.co.uk/obama-making-home-affordable-myths-about-home-loan-modification/#comments</comments>
		<pubDate>Mon, 11 Jul 2011 07:42:07 +0000</pubDate>
		<dc:creator>John Roney</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Business & Finance]]></category>
		<category><![CDATA[Confusing Structure]]></category>
		<category><![CDATA[December 31]]></category>
		<category><![CDATA[Exclusions]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Financial Incentives]]></category>
		<category><![CDATA[Foolishness]]></category>
		<category><![CDATA[Forty Years]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Greediness]]></category>
		<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[Lenders]]></category>
		<category><![CDATA[Lending Institution]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[Loan Payment]]></category>
		<category><![CDATA[Misconceptions]]></category>
		<category><![CDATA[Mortgage Debt]]></category>
		<category><![CDATA[Mortgage Payment]]></category>
		<category><![CDATA[Myths]]></category>
		<category><![CDATA[Payment Structure]]></category>
		<category><![CDATA[Turmoil]]></category>

		<guid isPermaLink="false">http://www.financechronicle.co.uk/?p=14872</guid>
		<description><![CDATA[<p><p><a href="http://www.financechronicle.co.uk/obama-making-home-affordable-myths-about-home-loan-modification/">Obama Making Home Affordable: Myths About Home Loan Modification</a> </p><p>Everyone is talking about home loan modification. Even though this has always been a option for homeowners struggling to pay their mortgages, the process of renegotiating the terms of your loan and having it adjusted by the bank or lending institution, is much more commonplace today. Even so, there are still many myths and misconceptions about home loan modification. Since the President's new Making Home Affordable (MHA) plan has been introduced, there is now an understandable series of steps lenders must follow before granting home modification loans. There is $75 billion set aside for the Homeowner Stability Initiative that is to be used for loan modifications between March 4, 2009 and December 31, 2012</p></p><p><a href="http://www.financechronicle.co.uk"> - </a></p>]]></description>
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